The Halva card is a unique banking product that allows you to pay for purchases at Sovcombank partner retail outlets in installments without overpayment.

The total cost of a product or service is divided into several equal payments. The maximum period for issuing an installment plan is 12 months. You can track your debt repayment schedule, view your card statement and control your account status thanks to your card’s personal account.

To gain access to the tools of your personal account, it is enough to apply for a Halva card at any Sovcombank branch.

The procedure goes like this:

1. Apply to a bank branch with a Russian citizen’s passport, identification code and mobile phone;
2. Go through the procedure for obtaining a card;
3. Within two to three days, the information in Sovcombank’s software systems will be updated, after which you can log into your personal account using your phone number.

Registration of a card is registration in an account. There is no need to create a password or enter any other data.

Halva card personal account

To log into your account, you need to have access to the mobile phone that was used to issue the card. The procedure includes four stages:

• Go to the official website halvacard.ru;
• In the upper right corner, select the “To the office” option;

• Enter your phone number in the field that appears;

To go to your personal account, use the link to the official website https://halvacard.ru/.

• A one-time password will be sent to your mobile phone to confirm your login. It must be entered in the appropriate line on the site.

After completing these steps, your personal account will open where you can view all the information on the Halva card.

I can’t log into my personal account: Halva card not found

Installment card holders may encounter problems related to account authorization. The most common of them is the lack of a phone number with which to log into the system.

! If your mobile phone is lost or stolen, you must immediately contact Sovcombank support service and block access to your accounts.

Attackers can enter your personal account with only the client’s financial phone number in hand, so it is important to react in time and prevent unauthorized transactions on the account.

If you have lost your mobile phone, you can access your account in two ways:

• To restore a lost number - to do this, you need to contact the support operator at the toll-free number 8-800-100-777-2;
• Change your financial phone number at any Sovcombank branch.

Mobile app

Sovcombank has developed an application for owners of smartphones based on Android and iOS, which makes it possible to:

1. View your account statement and available balance;
2. Monitor the installment payment schedule;
3. Look for the nearest Sovcombank partner retail outlets for upcoming purchases;
4. Change the purchase limit.

You can download the application on Play Market:

• For Android - Google Play;
• For iOS -

Personal Internet banking at home is an advantage for modern people who want and can instantly manage accounts and make many payments in one click.

Advantages Internet banking "MTBank":

• flexible settings for each user - in a way that is convenient for you;
• easy and quick access to banking products, cards, accounts;
• improved auto payment system;
• two interface options;
• “smart” search for payments in the “Settlement” system (ERIP);
• additional services (blocking the card and withdrawing it online, setting limits, automatic statements and alerts via SMS);
• ease of use;
• efficiency (access to banking transactions at any time of the day);
• confidentiality;
• security (session keys, SMS confirmation).

There are free and paid versions of online banking. There are also services (for example, SMS alerts, arbitrary payment using bank details to another bank).

How to log into your personal account

Go to the bank’s website or copy it into the address bar of your browser http://www.mtbank.by/vxod-v-internet-bank. Select your banking version.

Enter your login in the special field. The “Send SMS” button will appear—click it to receive a message with a temporary password on your phone. Enter the latter and click the “Connect” button. Then change your password. It is better to choose a complex password to guarantee yourself additional protection against hacking. Use uppercase and lowercase letters, add numbers. The longer the password, the more secure it is.

Next time to log in, you will only need to enter your login and this new password.

If the user is inactive for 8 minutes, the system will prompt you to choose within 30 seconds: stay logged in or log out. If there is no response, you will be automatically logged out.

After 3 entries of an incorrect login or password, the account is blocked. After some time you can try again.

Working in the MTBank Internet banking system

For convenience, your personal account displays information about all bank services: salary, savings, current accounts. All these blocks can be conveniently customized (hide it on the main page, drag and drop blocks, etc.). If there is a contradiction or problem with any product, its name will be highlighted in red.

The red “Actions” button opens a menu of possible actions for each product. The blue “Reports” button allows you to get information about cards and sessions.

How to pay utilities

On the main page, click in the general menu or on the product from which you will pay for the service. Select “Payment for services”, then click “Make payment”. Then you can choose any of more than 51 thousand services, including payment for electricity, rent, gas and water supply, telephone, intercom, and Internet.

There is a limit on payment for services: up to 2 million per day (up to 10 million per month). If the amount is higher, you will need to enter an SMS code (free).

How to set a limit (restriction)

In banking, you can set some restrictions on transactions.

Click the Actions button, then My Cards. Select the desired card. Then install new settings. For example, “Withdrawal limit” to prohibit withdrawing more money from the card than the amount you specify.

How to create hot buttons

Choose any method.

1. Click on the gray “Settings” gear at the top of the main page. Select “Hot buttons” and click on the square with the plus icon.
2. When making a payment via the Internet, while checking the data, click on the blue button “Create a quick button on the main page”.
3. Click on the “Actions” menu item, select “Payment for services”, then “Create a quick button”.

How to connect MTBank Internet banking

Find out the latest information and tariffs by calling (+375 29) 699-39-72 or 209-95-42. To switch from the old banking system to the new one, call 509-99-99 - a specialist will send you a login and detailed instructions.

If you don’t have bank cards, you will need to go to the branch to write an application and register.

Banking security

The bank uses the latest encryption protocols to protect customer information. MTBank also offers to confirm your login to the Internet bank using an SMS code (to activate this option, call the service center). Then you will have to enter your login, password and the code sent to your mobile phone each time.

The person himself gives himself additional security guarantees if he comes up with a complex password and changes it regularly, updates anti-virus software and databases for it, and does not tell anyone his login and banking password.

Mobile version of Internet banking

There is no guarantee that it will work on absolutely all devices, but most work successfully. The OperaMini browser does not work.

There is a MobiPass service - session key generation on a mobile phone that supports Java MIDP 2.0 and Android.

My bank MINI provides the following opportunities:

• work under any browser and operating system;
• monitor the status of all his accounts (current, deposit, credit, card) and the movement of funds on them for free;
• make payments free of charge in favor of various service providers (for example, payments for utilities, electricity, gas and water, for communication services of Beltelecom and mobile operators, for Internet access and much more);
• repay loans issued at MTBank for free;
• make free payments via the Internet for services Republican system "Settlement" (ERIP) of the National Bank of the Republic of Belarus; (not a complete list of services is available for payment)
• there is no need to enter additional means of authorization such as session keys or digital signatures, i.e. To make a payment, all you need is a login and password;
• does not allow you to carry out transactions with electronic money, transfer funds from your card to the card of another MTBank holder and some other services available in the PRO and STANDARD versions.

For the MINI version, there are restrictions on the amount and number of transactions per day; potentially dangerous operations are prohibited, for example, working with electronic money, transferring funds to another holder’s card. The remaining permitted payments are targeted and do not pose a great risk to the user. To complete the operation, just select the service you need, enter the necessary payment details, and click the “Submit for processing” button.

Services and operations that are not supported in the MINI version:

• Prohibition on transferring funds to another holder’s card (transfer from card to card)
• Arbitrary payments
• Periodic payment
• Performing operations with multi-deposit.
• SMS notification "My school"
• payment for train tickets
• GLOBALSIM
• POLIMAKE - seals, stamps
• IP Dakimovich A.S. silkscreen printing
• kupil.by / Replenishment of drugs
• Payment for tickets "TicketPro"
• Payment for tickets bileti.by
• Payment for bus tickets
• Payment for tickets kvitki.by
• OZ.by
• Realt.by

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The first mobile application in Belarus that allows you to pay for goods and services in a retail chain using your smartphone with one touch on the terminal.

For what?

Comfortable:

Using a mobile application MTBankH.C.E. You can “record” all your contactless Mastercard (except for the Hello, world!) and Visa (except for Infinite and Platinum cards) MTBank cards to your smartphone. Thus, all of them will always be with you, and at any time, even without a card at hand, you can pay using your smartphone with the card you need in a terminal that supports contactless technology.

Fast:

Contactless payment technology using a mobile phone allows you to make a payment with one touch to the contactless payment terminal, thus using MTBankH.C.E. you will spend a minimum of time on calculations.

Safely:

In the application MTBankH.C.E. The data is securely protected and each transaction requires entering a secret password.

How it works?

Paying with a smartphone is very simple: launch the application MTBankH.C.E., select the card you want to pay with, enter your mobile PIN code, touch your phone to the terminal - and pick up your purchases.

Use the application MTBankH.C.E. possible via a smartphone with the Android operating system (at least version 4.4) and equipped with an NFC module. Such popular phone models as Samsung Galaxy S5, Sony Xperia, HTC One, LG G4 and many others have the necessary properties.

The application is free and there are no fees for using it.

Installation of MTBank HCE is done from the Google Play application store. To do this, find the Google Play shortcut, enter mtbank in the search bar, select MTBank HCE from the list of offers and install. Or use the direct link.

To make payments using the application MTBankH.C.E. You must first complete a simple registration. For binding you can use any MTBank card with the SMS notification function enabled.

1. After launching the application MTBankH.C.E. you need to register: enter the card number and CVC2 code (located on the back of the card), check the box confirming that you agree with the current Rules for the use of bank payment cards (link to the page with the rules) and the General terms of the agreement on the use of a bank payment card ( link to page) and click “Continue”.

2. After entering the data, you will receive an SMS with a confirmation code to the number to which SMS about completed purchases with the card are sent.

3. After entering the code from SMS, you need to create a password for the application and a mobile PIN. The first is necessary for editing previously entered data and performing service functions in the application, the second is for making payments.

4. After entering all the data, you will have the opportunity to create a virtual card in the application as a duplicate of an existing Mastercard or Visa card and you can make payments!

MTBank is the largest bank that offers its customers all types of services. The “My Bank” personal account allows you to remotely receive bank services, manage your accounts and enjoy other benefits. Login is carried out after registration, the process of which will be discussed below.

After registration, the client can log into the My Bank system. To do this, follow the instructions:

1. Go to the official resource https://new.mybank.by/ib/site/login.
2. Enter the login issued by the manager in the appropriate field.
3. If you are logging in for the first time, then instead of a password there will be a “Send SMS” button.
4. A message with a temporary password will be sent to the specified number. Enter it in the appropriate field.

After the first authorization in your personal account settings, you need to change the password to a permanent one. Carefully think through the combination so that it is not easy. You should select uppercase and lowercase letters, as well as numbers.

Features of the personal account of the My Bank system

Access to your personal Internet banking account allows you to quickly receive data on all issued products in the bank. Your personal account has the following features:

• control the status of accounts;
• carry out various transactions in favor of different suppliers;
• repay loans;
• receive the necessary details;
• find out the amount of debt under the loan agreement;
• obtain information about loan arrears, etc.

For owners of Halva and Halva+ cards, MTBank has created a single personal account. The online service is provided to customers free of charge and provides access to many useful functions. Using a profile will allow bank clients to quickly receive all the necessary information about the card and installment terms in various partner stores.

How to register and log into your personal account

Logging into your Halva card personal account does not require special registration. When processing documents, the owner's mobile number is linked to the card. Subsequently, it is used for each authorization as a login.

To log into “My Account” you need to:

Important! When changing the contact number, the owner of Halva needs to visit an MTBank branch. You must have an identification document with you.

You can log into your online account through the mobile application in the same way: using your phone number and password from SMS.

Personal account functions

In their personal account, cardholders will be able to:

• View account balance – the balance of your own funds or credit funds available for installment payments.
  
  
• Check the credit limit on the card.
• View the total amount of debt for all current installments.



• Find out the date and amount to be paid.
• Display a payment schedule.
• Pay the installment fee (via the website perevod.mtbank.by).
  
  

Important! Carrying out transactions through your personal account is impossible. Its main task is to provide complete information about the current debt, the limit, as well as news, promotions and stores where Halva is accepted. If you store your own savings on the card, then all types of transactions can be carried out through.

The profile allows you to redistribute money between accounts. The work scheme is structured in such a way that when replenishing the balance, money is not immediately transferred to pay off the current debt. They are stored in the account and can be used as your own, and the card can be used as a current debit card. On the payment date, every 15th, a debit is made from the account to repay the credit debt. By this date, the owner is obliged to ensure the availability of the required amount.

To pay the installment payment, you don’t have to wait for it to be written off; you can set up “Auto-repayment”. The activated function will make the transfer automatically immediately after replenishing the balance.

In your personal account you can find out all the necessary information about MTBank’s partner stores, where purchases can be paid for with Halva. The system will provide the following information:

• list of stores;
• installment period;
• ongoing promotions and special offers.

The personal account of Halva or Halva Plus cards can be used via a smartphone. The program works on the Android and iOS platforms; you need to download it from the official AppStore or Google Play stores. Direct links are available on the main page of the website www.halva.by, at the bottom.

The mobile application contains all the functions of the web account, through it you can:

How to ensure the security of your personal account

The MTBank website is protected from illegal actions of third parties. Personal data is safe, but subject to the basic rules for using the online account.

General tips for users:

1. Do not disclose one-time secret codes from SMS to anyone.
2. Refuse to auto-save your login when logging in via a smartphone or PC.
3. Install licensed anti-virus protection with automatic database updates on your PC/smartphone.
4. Do not store input data for your personal account near your PC or in a place accessible to third parties.
5. When finished, always exit your profile.

The personal account of the Halva card from MTBank will provide holders with complete and up-to-date information about stores, promotions and installment terms. Authorization in the system takes a minimum of time and does not require remembering a password or login. It is enough to always have access to the Internet and a cell phone number linked to your profile.

MTBank offers its clients not only the Halva card, but...