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Green Card, She is Greencard or Green Card, is a policy of compulsory driver risk insurance for damage to the property and health of third parties when driving a car outside the Russian Federation. Insurance received its name due to the design of a green form.

What is a "green card"

The International Auto Insurance System "Green Card" has been valid for more than 65 years and unites almost 50 countries, including Russia (since 2009). Insurance compensates for the harm victims in an accident, unintentionally inflicted by the insured with the help of its vehicle, in the territory of the countries of the program.

For Russians who travel abroad on their car, this insurance is obligatory (Article 31, paragraph 1 of the current edition of the Federal Law No. 40-FZ dated 25.04.2002 "On compulsory insurance of civil liability of vehicle owners").

The Green Card policy obtained on the vehicle in Russian Federation, does not replace

• policy OSAO in Russia;
• casco policy abroad.

The "Green Card" agreement does not limit the list of persons admitted to the management of the insured vehicle, although only the policyholder entered the policy.

The presence of the Green Card policy does not exempt the driver guilty of an accident, from criminal liability, if such is provided for by local legislation.

Interview with the Marketing Director of the Greencart Project (Program Partners: Network of AZS and Car Machine Complexes "25 Hours", Rosa Supermarkets, Pharmacies and Zoomarketes Rosa) Krasnoyarsk Julia Siegelman, this magazine Director of gas stations according to the first results of implementation bonus program Ggrinkart

The first question is: when did your bonus program be launched?

And where did you start? What goods and services were presented? Or initially the entire package of goods and servicespartners program was?

We immediately prepared for the loyalty program to be interesting to the participants and, so that all the products and services of the program partners were included. It is in this case that the cardholders have more opportunities faster to accumulate bonuses and more opportunities and a wide choice for their spending.

Do you plan to attract new partners? "

Now we are actively cooperating with existing partners, we are negotiating with new ones. Seriously approach the selection of new partners of the program, we want it to be interesting to our participants.

Let's talk in more detail about the program itself: how does it work? What is the principle of work? That is, it turns out, there are enterprises that give a discount, and there are those who give mutual bonuses. Or how does it work?

All enterprises, program partners provide a discount for program participants. This discount in the form of bonuses is credited to the bonus card, that is, a certain percentage of the purchase amount is credited in the form of bonuses on a bonus card. The same bonuses buyer can pay in any other place. The owner of the card can get bonuses in one place, and spend them on goods and services elsewhere. Many loyalty programs use abstract scores that need to save one exchange rate, and spend differently. Our conditions are as simple as possible and understood by the participant of the program, no veiled formulas - 1 bonus is 1 rubles.

Whether participants comes to the bonus program reports on e-Mail Addresses Or in SMS? For example, the status of the account for the month.

No, while SMS alerts about the motion of bonuses do not come, although in the future it is possible. Still, this is not bank card. We have such a tool as a personal account on the site, where the program participants can check their balance.

It turns out that you yourself have written the program, that is, the terminals are installed everywhere or how does it work?

Everywhere at the box office stand card readers who read the card and send information to the server.

That is the map goes with a bar code or as a fuel card?

Contactless map.

Yes. Automation of gas stations CJSC "Sibneftearth" http://www.sncard.ru/

If we talk about the results that are achieved for the year - what purpose did you put when they started this project? And was it possible to achieve it?

I think I managed. The goal was to keep customers within the framework of the enterprises of the program partners. Make an offer for them interesting so that they return for repeated purchases. And this goal was achieved. This is especially visible on gas station.

That is, in fact, these re-purchases increased in volumes?

Previously, we could not track anything. We have not seen data. First, we learned our client, which made it possible for analytics, for a better understanding of the needs of our client.

That is, some data for analysis began to appear?

Yes, the information received allows you to better understand consumer behavior. Running any share, we see who reacted, and who is not. We see that our most active customers are, if you take demographic indicators, men 30-40 years old.

How do you define it? When filling out a questionnaire?

Yes, although the questionnaire is very brief, it has literally several fields (such as age, gender) that allow you to obtain data analysis.

And how is the card issued if we talk about the issuance of cards?

The card is for sale, it costs 50 rubles. Sometimes there are various promotions when it is much cheaper. There are several ways to fill the questionnaire for the convenience of buyers. This is a paper profile on the outlet, electronic registration Through the site and through the call to the CALL-Center operator. But now we get paper questionnaires very little, which also allows you to make certain conclusions. Now, within many loyalty programs, paper questionnaires are not filled, there is only an electronic registration. Even through the Call Center no longer register in programs. We did for the convenience of customers 3 ways.

And for what approximately the time was the database of customers?

A year later, it was already accomplished.

That is, the cards are already bought less, but the base is accumulated for analytics?

Yes, in fact very quickly accumulated the base, did not even expect that it would happen so quickly. Up to 100 thousand we got less than six months.

If we talk about the number of active users, then their more than 100 thousand people?

About 120 thousand, these are those who actively accumulate and spend bonuses, manifests interest in shares. Users of Greencards are 30% higher than the average check. If we talk about the number of registered participants of the bonus program, then their number is approaching 200 thousand.

The program allows you to draw a portrait portrait?

Sure. This is one of the main results that we have. On the basis of the information received, we form the target offers for the participants of the program.

Is analyzed if there is a response to stocks?

Necessarily.

Is it already the result?

Yes, because before we could only guess.

But the basic idea of \u200b\u200bthe bonus program was to hold customers within the framework of the program partners. And this task is achieved. Right?

Holding existing customers is more profitable for the company than attracting new ones. Attracting the new is always more expensive than keeping. Moreover, people who have made purchases already know about the capacity provided by the quality of products and services. The program is interesting when it is dynamic when there is not only the basic rule that is always valid, and there is an attractive activity for the participants of the program, provoking interest, excitement.

And how often do you spend stocks? About which frequency?

About once a month.

And at the fasteners of the action or all partners of the program?

As part of the bonus program as a whole. There are shares motivating program participants to make purchases from all program partners. In supermarkets we carry out commercial stock. Proposals for buyers can even be within one day, such as receiving an additional discount on the gas station. Also, with the help of interesting offers, attract car owners to car wash systems.

Thank you very much for the interview.

General questions on the Greencart Bonus Program

• What does it mean when in the message that came to me is written: "Discount Personally for you" or "Personally,"?

  This means that the discount is created personally for you, given your interests, and applies only to the presentation of your Greencarts, according to which we can learn you. This also applies to the maps of the United States Account - the discount is distributed personally to the participant of the program to which the message has come, and not on all the maps of the family account. Therefore, do not mistake, place your card, not the map of my wife, otherwise the discount will not work.

• How to become a member of the Greencart bonus program?

  To become a member of the Greencart bonus program, buy Greencart for 50 rubles at any cash desk in outlets Networks "25 hours" and "dew". Activate the map to be able to spend accumulated bonuses, as well as participate in shares by any of the proposed methods:

  1) contact support by number 8-800-775-7105 (free call),
  2) Activate Greencart on the site yourself.

• I can't enter the "Personal Account" on the program site

  If, when you try to log in to "Personal Account", the system displays the message "You incorrectly entered the phone number or password":

  • Check the correctness of the specified number - it must match the number you specified during the registration of Greencards.
  • If you have forgotten the password - click the "Forgotten password" button, in the window that appears, enter the phone number that you specified when registering the grinkart, then click the "Send Code" button. On the specified room The phone will come the "Control Password", which must be entered in the Password Recovery field and click the Confirm button. In the "Password" and "Retail Password" field, enter a new password convenient for you and click the Save button.
  • If when you try to get the code for logging in "Personal Account", the system displays the message "Entered phone number not found", make sure the map registration has been completed.
  • If you correctly enter the phone number and password, and the system does not confirm access, you should contact toll free phone Support services8-800-775-71-05 .