The best app for accounting android finance. Bookkeeping on iPhone: The Best Expense Management Apps

Decided! We begin to keep track of expenses and income. How? Someone writes them down in a notebook, someone keeps a tablet in Excel, and we advise you to download a convenient free program on the mobile phone. We have already talked about them before, but now we decided to open this topic.

The Platiza online instant financial assistance team has tested some of the best personal finance management software and prepared a fresh review especially for you, dear readers.

UPD This review presents applications in which you need to enter data yourself. However, more recently, a mobile application for Android - Balance - has appeared, which automatically calculates your total balance, expenses in the current month and the forecast for the balance. To do this, you just need to upload your bank card data to it with the SMS informing service connected to them. Modern technologies based on artificial intelligence will make accounting for personal finance easier and more convenient.

1) The simplest - Wallet

Very simple application, made in a minimalist style. It is convenient and easy to use. Money appeared - click "plus" and enter the desired amount, spent - select "minus". The amount in the middle is the total for the current account. You can create any number of such accounts. The program is perfect for beginners.

Pros:

Password protection

Quick accounting of expenses and income

Ability to add photo, audio and location

Visual final balance

Minuses:

There is no distribution of funds by day

No detailed statistics and graphs

Only available on iOS, no Android version

Supports: iOS

The application is used by several people from our team at once: an analyst, a PR manager and a technical director. Rated 5 out of 5.

2) Most Caring - Zen Mani

The application will help you plan payments, budget and set financial goals. The main difference from others is that it recognizes sms from banks.

Pros:

Recognizes SMS messages from banks, while you can make transactions manually

Integrates with electronic money systems like Webmoney and Yandex.Money

Can work offline and download changes when connected to the network

Minuses:

Doesn't show the total costs for the current day on the "statistics" tab

Supports: Android, iOS and PC.

Our programmer Zhenya has been using this application for several months now and is very satisfied, rating 4.5 out of 5.

3) The most advanced - EasyFinance

The service allows you to create several accounts, link them to bank cards. Category lists and currency can be customized. Allows you to set financial goals (“apartment”, “car”, “vacation”) and control their fulfillment: the service gives recommendations if you too rarely save money for one of the planned big purchases.

Pros:

Automatic synchronization of transactions via SMS

Convenient budget and goal planning

You can enter the operation in offline mode

There is a "credits" tab

Minuses:

Most useful services are paid

No multiplayer mode

Supports: iOS, Android

Our marketer likes the app, rating 4.8 out of 5.

4) The most intuitive - Where is the Money

A beautiful animated application, before starting to use, it offers to get acquainted with the demo version of the wallet, which is very convenient for beginners. There are popular categories, but you can create your own.

Pros:

Unlimited accounts

Quick overview of the current period on the summary screen

Data access protection via password (touch ID support)

Minuses:

Full control over the creation of categories and subcategories

Supports: iOS only

web designer and System Administrator give a "like". Rated 4.7 out of 5.

5) Most playful - CoinKeeper

Personal finance application with large colorful icons, convenient statistics charts and clear interface. Expenses are generated in this way: you need to move a coin on the screen from one field to another. The "auto budget" function allows the program to calculate the main categories of expenses for the month.

Pros:

You can set reminders for recurring expenses

Family Sharing from Multiple Devices

Sends reminder notifications

Beautiful statistics, bright and visual diagrams

Financial goals help you save up for what you dream of.

Minuses:

The interface seems complicated at first glance

Supports: iOS, Android

Olya, a specialist in overdue debt collection, recommends this application. Rated 4.5 out of 5.

6) Funniest - Toshl

Expenses can be tracked by categories, which are self-configurable using a tagging system. The application has an assistant, a three-eyed alien, he gives quite funny tips, warning about a possible budget overrun: “Money may not be enough! Get a hold of yourself."

Pros:

Reminds you every day to keep a budget at a certain time, which you can set yourself

Beautiful graphics, funny characters

Supports data export

Minuses:

Registration is required, but it is simple and fast

Tags are entered manually

Many additional functions paid

Supports: iOS, Android, Windows phone

The application is used by our tester. Rated 5 out of 5.

7) The most convenient - Budget (Budget)

The application differs from all others in that it allows you to specify the monthly income and displays the remaining amount for the day, taking into account constant and planned payments. If the amount for the day is exceeded, the remaining money is recalculated, respectively, the amount for the day decreases. Very visual. Discipline not to go beyond the daily budget.

Pros:

Nothing extra, the application is not overloaded

It is clear exactly how much is left for the day

You can enter all your monthly expenses, the application will calculate everything automatically

Sends reminders

Minuses:

Doesn't allow you to set payroll dates

Supports: iOS

The project manager uses this application for half a year. Everything suits me. Rated 4.5 out of 5.

8) The most visual - M8 - my money

Are you used to spending several hundred rubles a day on various nonsense? Using this application, you will realize that by saving on chocolates, you could buy yourself something more or less worthwhile. Minor expenses add up to a big figure. The pie chart clearly shows where you spend most of your income: on transport or, for example, food.

Pros:

Clear and simple interface

Minuses:

- there is no option to specify expenses for the last month

- no income, only expenses

Supports: iOS, Android

The application is used by our quality control manager. Rated 3 out of 5.

Do you keep track of finances? If yes, how? Share your experience in the comments with us and other readers.

User rating: 4,6

In "Expense Journal" you can add expenses and incomes in any currency, view reports- how much you spent and earned for any period. Expenses are divided into categories, they can be edited, added and deleted. Statistics are placed on the home screen as a widget.

2 Monefy

User rating: 4,6

Monefy only counts expenses. You can categorize them and view statistics in the form of a chart for the reporting period. The app syncs with any device via a Dropbox account.

3.1Money

User rating: 4,8

Income and expenses in the application are divided into categories. When a user records spending, he selects an income category (how much money he spent- from a card or cash) and expense (what I spent- for transport, food, health, etc.). In 1Money, you can also write down your budget for each category and take into account debts and savings. All data is synchronized with any devices.

4. KeepFinance

User rating: 4,7

On the home page KeepFinance contains the current balance, summary of income and expenses and reminders of mandatory payments. Also in the application, you can view a list of all transactions for the reporting period and make a quick payment by selecting the amount, account and category of expenses. For convenience, you can scan the QR code of the check and enable automatic recognition of SMS from the bank.

Fans of saving can make a piggy bank deposit, fans of planning- write down a budget for each expense category. The app syncs with any device.

5. Coin Keeper

User rating: 4,6

CoinKeeper automatically contributes transactions from SMS from banks to expenses and income. Expenses can also be added manually in one motion by dragging a “coin” from the income category to the expense category. In the application, you can keep track of debts and loans, the service will automatically remind you when it is time to make the next payment. It is also possible to set a monthly budget for expenses and save money for a goal.

In the application, you can keep a joint account and synchronize data on any Android phones.

6 Wallet

User rating: 4,5

You can link a mobile bank to the application, then it will track and record every transaction on the account. A page with a budget for each category of expenses will help you plan your expenses. Reports can be viewed in the form of charts and graphs.

Wallet allows you to open a simultaneous sharing to the application- for example, for your family.

7. Home Accounting Lite

User rating: 4,4

Spending and income are placed in different categories and subcategories. You can write down the budget and calculate how much money will be spent per month on planned expenses for each category. Reports are shown as a colored chart. On a separate page, you can make debtors and creditors. And in the application there is a graph of changes in the exchange rate.

All data from the "Home Accounting" can be uploaded via a computer to an Excel document.

8. Zen money

User rating: 4,6

The application allows you to keep track of expenses and incomes by importing operations from mobile banks (Sberbank, Alfa-Bank, VTB, Tinkoff, etc.) and electronic money systems (Yandex.Money, QIWI, Webmoney). You can also automatically upload expenses using SMS from banks and through QR codes on receipts. You can choose any currency, including cryptocurrency.

"Zen-money" analyzes expenses by categories, stores and projects, the report is generated in the form of a pie or bar chart. In the application, you can keep a family budget, but at the same time, users have the opportunity to divide accounts into general and personal.

9. Expense Accounting: Personal Finance

User rating: 4,6

With this application it is convenient to keep track of the family budget. Each user is assigned a separate icon with a name. All of them are combined into a general category.- e.g. "Family". Income, expenses, accounts and reports can be viewed both by general category and by each user individually. It's so easy to check who is spending and earning the most.

10.Paymaster

User rating: 4,5

The application recognizes SMS from banks and notifications Android Pay and automatically adds transactions to expenses or income. They are divided into categories. For each of the expense categories, you can set a limit in the "Budget" tab, and if it is exceeded- the app will send a notification to the home screen.

You can analyze your expenses and income using graphs and charts for the week, month or year. The application supports most currencies and updates the rate several times a day.

How did we search?

We have selected the 10 most popular free apps v Google Play in the "Finance" category, with which you can keep track of expenses. When writing the text Sravni.ru did not cooperate with any of the applications.

Roskachestvo told how to manage your money

The Russian Quality System (Roskachestvo) has published the results of a study of mobile applications in the personal finance category. During testing, experts evaluated each service according to 70 indicators, completed hundreds of transactions, optimized their expenses and formed a family budget for months ahead. Which application will not steal banking data and help you save money for a vacation -

According to the National Financial Research Agency (NAFI) for 2017, about 50% of Russians today do not have access to financial services and do not keep records of their income and expenses, and more than 73% of citizens do not have any savings. A significant part of the population decides to manage their own money not on the basis of analysis or consultation with specialists, but on the advice of friends, acquaintances or at random. All this suggests that the majority of citizens in general do not understand financial instruments. However, growing in popularity mobile applications for budgeting, which are available to smartphone users. According to experts, on average, recording expenses will reduce costs by 5-30%, depending on the total volume.

To understand how modern financial accounting applications work, Roskachestvo conducted a rolling study on 70 quality indicators. The laboratory of Roskachestvo selected 27 apps for Android and 28 for iOS. These are the most popular Google Play stores in the Russian segment and App Store applications that allow you to record both expenses and income. The test program included application functionality, data processing and storage speed, performance, ease of use.

According to the results of the study, best apps for iOS were ahead of the leaders of Android in terms of the final score. At the same time, applications for the latest operating system have more functionality than their counterparts in iOS.

For example, the Spender application on Android allows you to create multiple accounts (wallets), counting the total balance of the user, while given function in iOS is limited to creating only one account. also in this application for iOS, there is no transaction planning function and manual currency conversion.

The Wallet app for iOS does not have the functions of accounting for debts and setting financial goals, while in a similar app for Android, the account management block is implemented almost completely. In addition, this iOS application does not have the ability to manage budgets - create a spending limit for specific categories or time periods.

Note that iOS apps are expected to be more secure than Android apps. It's all about the closed nature of Apple's operating system, which makes it less vulnerable to hacker attacks and hacking than the open Android OS. This also applies to the recognition of SMS from banks and their display in the application already in the form of a completed transaction with a bank account: this process can be automated only in operating system Android. On iOS, this function only works when manually copying a message (of course, only in those applications that have this function).

The study shows that, despite a large number of financial applications on the market, not everyone has a full package of features. Experts analyzed each indicator and made a rating of applications. Based on the overall assessment, which was formed from a combination of points, the highest results were shown by: "Debit & Credit - Accounting for Finance", "Money Pro" and "MoneyWiz Premium - Financial Assistant" for iOS and "Wallet - Finance and Budget", "MoneyWiz 2 Financial Assistant" and "Finance Monitor Cost Accounting" for Android.

In the last places of the rating of the studied applications were "Spender - Budget Control", "Personal Finance EasyFinance.ru", "Finance Book" and "Money Planner Pro - expense tracking, personal finance, family budget" for iOS, "Toshl Finance - budgets ”, “Journal of expenses” and “Personal finance family budget” - for Android.

The issue of saving the family budget in the context of the financial crisis is becoming increasingly relevant. How to reduce the expenditure side if it is not possible to increase the revenue? by the most in a simple way Savings is to control and record every spending. This helps to avoid unplanned, impulsive purchases, which we only regret over time. It is our emotions that marketers rely on when arranging goods in supermarkets in a certain way. Understanding that it needs to be included in the list of expenses can save you from unplanned spending. And you will not be able to find a reasonable explanation why you purchased an unnecessary, in fact, product.

Smartphones have long been part of our daily lives. Today it is not just a mobile phone. With the help of the wide functionality of smart gadgets, we develop, have fun, and solve many of the most difficult daily tasks. The best financial apps for Android, which we will look at in this article today, will help us organize the control of our budget.

For installation similar applications you will need reliable smartphone, the purchase of which will not force you to put down a fat minus budget in the application for accounting finance. Therefore, we recommend a powerful, modern and affordable smartphone from a young British brand. This is a Wileyfox Swift 2 Plus model.

Home accounting in your smartphone

Consider the TOP 5 free applications that will help you tidy up your home accounting. These are financial applications for Android that you can download and install on your smartphone for free.

1. Home Bookkeeping Lite

The application will help you organize your finances and take control of your family budget. This is one of the most popular free applications created for mobile devices running Android OS. You only need to regularly enter data on the movements of your funds, and the application will automatically analyze all this information.

Application features:

Organize the accounting of the revenue and expenditure parts of the budget;
Plan major purchases and budget expenditures;
Use two currencies at your discretion when making calculations;
Control funds in different accounts;
Monitor your credit obligations, plan a repayment schedule;
The ability to synchronize the application with other devices, including a computer;
Receive a visual report on the movement of your funds, which contributes to its analysis and planning;
Control exchange rates.

The application securely protects all your data. Login to the application - by password. It is possible to synchronize the application with popular cloud services.

2. Personal financial manager

This Android finance app is designed to make it as easy and fast as possible for you to manage your family budget. Thanks to the program, you will always know where your money was spent - on car maintenance, rent, education, sports, food, recreation, entertainment, etc. Also, the application will help you save money for a vacation or for a major purchase.

The functionality of the program allows you to control the movement of funds on all existing accounts and wallets of electronic currencies. You can set a spending limit for each of your accounts. This will help you stay within your planned budget and see where you are spending more than you planned. In addition to the application itself, you can also use the web interface of the program.

3. AndroMoney

Simple and effective application for counting finances on Android. AndroMoney is your personal tool for managing your personal or family budget using your smartphone. The program is simple and easy to manage, allows you to control the movement of money by category of expenses on a daily basis. You can receive reports in the form of a visual graph.

The application allows you to use several accounts at the same time with different accounts and balances. You can also sync app data with storage in cloud service Dropbox or Google Docs, as well as with your other devices. You can keep track of finances in different currencies and convert them if necessary. The app is password protected to keep your information safe from prying eyes.

4. Cost accounting. Drebedengi

The application will allow you to organize the accounting of your income and expenses, thereby putting your finances in order, eliminating unforeseen expenses. You only need to regularly make changes in the family budget - both income and expenses. Thanks to this, you will have at any time up-to-date information about how much money was earned and how much was spent in certain period time.

Application features:

Recognize SMS from banks and automatically enter data into the relevant budget categories;
Fast data entry in manual mode and demonstration of the current account balance;
Ability to share control of the family budget and expenses for each user;
Control over your credit obligations and funds that you have lent to third parties;
Multi-currency application allows you to keep records in any currency;
Ability to analyze your expenses and plan your budget;
Reliable protection of the application with a password and PIN code.

5. Expense log

The expense journal will allow you to keep track of your financial flows. The interface is simple and clear. You can enter information about the receipt of funds or new expenses into the application, control the big picture and make plans for the future.

The expense journal allows you to:

Keep control of income and expenses in different currencies;
View statistics for any period of time;
Visually provide a family budget in the form of a chart;
Summing up the balance of income and expenses;
Selecting and editing the list of categories;
Control exchange rates.

The app is password protected.

Conclusion

We've rounded up five of the most popular home bookkeeping solutions. Now you can choose the best android finance app and use it in your life to learn how to manage your family budget.

Why Wileyfox smartphones are attractive

Wileyfox smartphones were first shown to the market in October 2015. In order to draw attention to their products, the company's team has provided for the most relevant requirements that users present today to mobile gadgets. As a result, each model of the brand received exactly the functionality that most buyers are looking for. And most importantly, Wileyfox smartphones have received competitive pricing compared to products from other companies with similar characteristics. Choosing any smartphone from Wileyfox, you are guaranteed to receive:

Ability to work with two SIM cards;
Connection to high-speed mobile 4G LTE Internet;
High-quality device, with impeccable assembly and powerful equipment;
A device with high performance and software stability;
Wide possibilities for customization;
Inexpensive modern stylish smartphone;
Official guarantee of 12 months;
Access to a wide network service centers(more than 200 representative offices throughout Russia).

The novelty of the mobile market was noticed and appreciated by users. New models and experts did not disregard. In a short time, Wileyfox was highly appreciated by the expert community:

In December 2015, the Wileyfox Swift model was recognized as the Smartphone of the Year by a team of an authoritative magazine;
In January 2016, Wileyfox Storm, according to the resource tdaily.ru, became the best budget smartphone;
In February 2016, Wileyfox received first place in the Manufacturer of the year category at the prestigious UK Mobile News Awards-2016;
In October 2016, the authoritative Internet publication Hi-Tech Mail.ru admits that best smartphone at a price of up to 10,000 rubles - this is Wileyfox Spark +.

Wileyfox Swift 2 Plus

Wileyfox Swift 2 Plus has a stylish modern design and excellent specifications. The body is made of modern aluminum alloy - durable and lightweight. The model is equipped with a fingerprint scanner, navigation modules and an NFC module. The display of the smartphone has a diagonal of five inches, with an IPS HD screen, with stylish 2.5D rounded edges. The display provides high image quality even at wide viewing angles - up to 178 degrees.

At the heart of the hardware is a productive powerful 8-core processor Qualcomm Snapdragon 430 MSM8937, built on a 64-bit architecture and operating at a frequency of 1.4 GHz. The smartphone has 3 GB of RAM and 32 GB of internal memory, which can be expanded by installing a microSDXC card up to 64 GB. The phone has a high-quality 16-megapixel main camera. Module front camera has a resolution of 8MP.

You can order a Wileyfox Swift 2 Plus smartphone on the official website for 11,990 rubles. There you can get acquainted with the model in more detail, study its characteristics and capabilities.

Liked the article? You might be interested in a selection of useful applications for motorists. More details in our article.

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To protect yourself from major expenses and save up for a small house in a European province, it is not necessary to deny yourself everything and tightly sew up your savings in socks. By installing EasyCost, you can achieve more: for example, save up for a one-room apartment. To do this, you just need to indicate the amount of your income and mark expenses every day. All costs can be divided into several cards: work, family, travel, and so on. This application is not without its flaws and has an extremely high entry threshold for beginners, but if you manage to figure everything out, you will get a handy financial planner.

Registration and Internet access are not required for use.

It is possible to select icons for manually created expense categories.

Overloaded, not friendly to beginners and absolutely non-obvious functionality with a bunch of obscure buttons.

Acquaintance with new functions occurs quite by accident, as a result of pixel-hunting on the screen. Most of the application's options have remained a mystery to us.

An absolutely non-obvious button with entering funds into the budget, hidden in general list expenses - look for a plastic card with the signature "Salary".

m8 - my money. my way

The main feature of this application is the visualization of expenses in the form of two columns. After entering your quarterly income and noting expenses daily, in the right column you will observe the scale of expenses, and in the left column you will see the cash balance. The second feature of the application that the developers are proud of is that when you reach a certain threshold of your cash reserves, the emoticon, serenely floating at the top, will gradually begin to get sad, until it finally frowns - this will be a signal that it's time to get off the couch and go earn some more money.

A good visualization of expenses, clearly reflecting the state of affairs in your wallet.

By clicking on the smiley, you can see how your financial affairs are: very good, good, not bad or bad - the developers call this the current status.

If desired, you can change the emotions of the emoticon and the names of the stages. For example, the emoticon will smile even though you are bankrupt.

After adding new line expenses, it automatically joins the cloud of tags that pop up with each set. If desired, they can be removed in the settings.

Expenses can be scored for the future and after the fact.

The general chart does not display the types of your income and expenses - to access them, you need to make one extra move.

money care

An application for meticulous accountants and just big money lovers who, like Scrooge McDuck, are ready to recalculate their income every free minute. If you are not afraid to sacrifice your time and convenience for the sake of accurate expense tracking, then this application will definitely take its rightful place in your phone. For all its clumsiness and external unfriendliness, Money Care has rich functionality that allows you to take into account a bunch of different little things: view your cost schedules, divide expenses among several people, and so on.

To prevent your recordings from getting lost, the application provides the ability to send backup file to email, Dropbox or Google Drive.

For beginners, a hint system is provided. But even with her to deal with the first time here is not so easy.

All transactions can be divided into several accounts. This feature is especially useful for families with a shared budget.

You always have three indicators at your fingertips: income, expenses and balance.

All information about your income and expenses can be exported to Excel and sent by mail.

You will be allowed to make no more than 50 entries for free, and you will have to pay 99 rubles for the unlimited version.

The process of adding income and expenses is too complicated and long: type in the name of the transaction - confirm, add the amount - confirm, do not forget to assign a category - confirm, and then confirm the entire operation again.

Very small menu items - to get to the right buttons, you need to have very thin fingers.

Daily Budget

The perfect app for consumers who suffer from the daily shopping syndrome, that is, for all of us. If you're looking to start saving money for something bigger than dining out, this app will help you pull yourself together and figure out how much you spend every day. To start a cost containment operation, you need to enter your monthly income, indicate the amount of standard monthly expenses (for example, utilities) and indicate the percentage of total income that you want to save in a piggy bank. After a little thought, the application will give you an amount that you can safely spend during the day.

To make sure you don't fool yourself, the app includes expense reminders.

You can add a comment to each expense justifying your extravagance.

Moni

The most unpleasant feature income lies in the fact that they quickly turn into expenses, threatening to leave you without money at the most inopportune moment. To make this not happen so quickly, you can make a vow to yourself only to earn money without buying anything, or you can simply keep track of your expenses. Thanks to Moni, your cash will always be in your sight, for this you just need to meticulously note each purchase.